Housing

Risk Factors for Homelessness among Women U.S. Military Veterans

According to Dichter, Wagner, Borrero, Broyles, and Montgomery (2017), the rate of homelessness among female veterans is higher than for their male counterparts or for female or male nonveterans. In response to the lack of data available on the risk factors contributing to female veteran homelessness, these authors surveyed 554 women receiving care from the [...]

The Effects of the Recession on Child Development

The “Great Recession” of 2007-2009 brought decreases in real household income as well as sharp increases in unemployment, home foreclosures, and rates of food insecurity. Kalil (2013) reviewed empirical studies of the effects of the economic downturn on children’s development. Among key findings were: (1) Young people whose parents experienced job loss were more likely [...]

Time Discounting Predicts Creditworthiness

Investigations continue into the institutional and situational causes of the subprime mortgage crisis in the United States. Meier and Sprenger (2012) wondered if there might also be an individual difference component to this crisis that could help predict the decision to default on one’s loan. In a survey of 437 low- and moderate-income adults, they [...]